.ms_container { padding:0px; margin:0px; font-family:Arial, "Helvetica", sans-serif; vertical-align:top; text-align:left; width:925px; height:941px; }

.ms_container_top { width:567px; height:429px; background-image:url(/images/ms_bg_top.jpg); padding:60px 0px 0px 358px; }
.ms_container_top_title { font:42px Arial, Helvetica, sans-serif; color:#231f20; padding:0px 0px 18px 0px; }
.ms_container_top_content { font:19px Arial, Helvetica, sans-serif; color:#676767; padding:0px 265px 12px 0px; }
.ms_container_top_content .bold { font:19px Arial, Helvetica, sans-serif; color:#4e4e4e; font-weight:bold; }
.ms_container_top a { font:14px Arial, Helvetica, sans-serif; color:#0065a4; text-transform:uppercase; font-weight:bold; text-decoration:none; }
.ms_container_top a:hover { font:14px Arial, Helvetica, sans-serif; color:#0065a4; text-transform:uppercase; font-weight:bold; text-decoration:underline; }
.ms_vertical_align_middle { vertical-align:middle; padding:0px; margin:0px; float:left; }
.ms_vertical_align_middle_text { height:18px; padding:5px 0px 0px 0px; margin:0px; float:left; }

.ms_container_bottom { width:925px; height:452px; background-image:url(/images/ms_bg_bottom.jpg); }
.ms_bottom_vertical_align_middle { vertical-align:middle; padding:0px 0px 0px 7px; margin:0px; float:left; }
.ms_bottom_vertical_align_middle_text { height:18px; padding:5px 0px 0px 0px; margin:0px; float:left; }
.ms_container_bottom a { font:11px Arial, Helvetica, sans-serif; color:#0065a4; text-transform:uppercase; font-weight:bold; text-decoration:none; }
.ms_container_bottom a:hover { font:11px Arial, Helvetica, sans-serif; color:#0065a4; text-transform:uppercase; font-weight:bold; text-decoration:underline; }
.ms_container_bottom .small { font:18px Arial, Helvetica, sans-serif; }
.ms_container_bottom_title { font:24px Arial, Helvetica, sans-serif; color:#424242; padding:17px 0px 18px 0px; }
.ms_container_bottom_content { font:13px Arial, Helvetica, sans-serif; color:#727272; padding:0px 15px 8px 0px; }
.ms_container_bottom_column1 { float:left; width:146px; padding:0px 0px 0px 171px; }
.ms_container_bottom_column2 { float:left; width:149px; padding:0px 0px 0px 143px; }
.ms_container_bottom_column3 { float:left; width:145px; padding:0px 26px 0px 145px; }


/*Styles for Morningstar Tools Right Col Nav */
.tools-nav-table 
	{ margin-left: 48px; width: 200px; }
.toolbox { margin-bottom: 10px; }

.tools-header {	
	font: normal 17px Arial, "Helvetica", sans-serif; 
	color:#727272; 
	border-bottom:1px solid #CCCCCC; 
	text-align:left; 
	padding: 0 5px 10px 50px; 
	position: relative; 
	right:30px;
}


#CONTENT .sidebar_calltoaction.cross .tools-nav-table a:link			
	{ color: #919191; text-transform: none; }
#CONTENT .sidebar_calltoaction.cross .tools-nav-table a:visited			
	{ color: #919191; text-transform: none; }
#CONTENT .sidebar_calltoaction.cross .tools-nav-table a:hover			
	{ color: #919191; text-transform: none; text-decoration: underline; }
	
#CONTENT .sidebar_calltoaction.cross a.tools_active:link 		
	{ color: #333; text-decoration: none; }
#CONTENT .sidebar_calltoaction.cross a.tools_active:visited 	
	{ color: #333; text-decoration: none; }
#CONTENT .sidebar_calltoaction.cross a.tools_active:hover 		
	{ color: #333; text-decoration: none; }

td.tool_title {	vertical-align: middle; border: 0; }

.tool_icon {	
	border:1px solid #CCC; 
	float:left; 
	width:38px;
	margin: 14px 0 14px; 
}
div.tool_icon.tools_active { border:1px solid #333; }